| B11 What type of guarantees do the commercial banks in your economy which you used the financial instruments selected above ask collaterals from your company or you as owner? | ||||||||
| Economy | Total | Collateral guarantees on the assets of my company | Collateral guarantees on my personal or family assets | Banks agree to finance my project with requiring collateral guarantees | Banks agree not to require collateral due to my positive credit record and relations with them | Other | DK/refuse | |
|---|---|---|---|---|---|---|---|---|
| N | % | |||||||
| Balkan Barometer 2023 | ||||||||
| Region | 1211 | 100 | 49 | 20 | 14 | 13 | 1 | 25 |
| Albania | 200 | 13 | 82 | 28 | 19 | 1 | 0 | 8 |
| Bosnia and Herzegovina |
200 | 18 | 38 | 13 | 18 | 19 | 0 | 22 |
| Croatia | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Kosovo* | 210 | 7 | 76 | 28 | 22 | 6 | 0 | 2 |
| North Macedonia | 200 | 11 | 47 | 29 | 8 | 5 | 7 | 33 |
| Montenegro | 200 | 5 | 32 | 26 | 10 | 11 | 4 | 31 |
| Serbia | 201 | 45 | 41 | 16 | 12 | 18 | 0 | 33 |