E.3. How many days did it take to agree the loan with the bank from the date of application?
Economy Up to 7 days 8 - 14 days 15 - 21 days Over 21 days The loan was not approved DK/refuse
Balkan Barometer 2018
SEE 32 17 23 15 5 9
Albania 27 23 27 17 6 0
Bosnia and
Herzegovina
34 12 18 20 4 11
Croatia n/a n/a n/a n/a n/a n/a
Kosovo* 42 18 8 8 11 13
Republic of North
Macedonia
49 10 5 15 10 10
Montenegro 11 51 14 15 2 7
Serbia 30 14 32 11 4 11
Balkan Barometer 2017
SEE 33 13 15 24 5 9
Albania 25 10 23 43 0 0
Bosnia and
Herzegovina
41 13 15 20 0 11
Croatia 25 16 16 33 2 9
Kosovo* 37 33 3 17 7 3
Republic of North
Macedonia
52 9 9 9 4 17
Montenegro 26 17 22 17 8 11
Serbia 37 11 15 16 12 9
Balkan Barometer 2016
SEE 26 13 19 27 8 6
Albania 40 29 13 7 4 7
Bosnia and
Herzegovina
26 17 19 22 10 5
Croatia 15 13 18 38 10 5
Kosovo* 27 38 11 3 8 14
Republic of North
Macedonia
24 28 22 14 4 8
Montenegro 28 19 16 19 7 11
Serbia 34 5 22 27 6 6
Balkan Barometer 2015
SEE 33 14 20 33 0 0
Albania 19 14 20 21 0 0
Bosnia and
Herzegovina
37 33 27 31 0 0
Croatia 29 13 19 44 0 0
Kosovo* 60 16 11 12 0 0
Republic of North
Macedonia
39 17 10 25 0 0
Montenegro 47 5 32 29 0 0
Serbia 32 8 16 28 0 0